NRLO was formed in 1983, to expressly serve the interest and needs of Reserve/Auxiliary/Support Law Enforcement Officers nation-wide.  NRLO's Member web site provides Volunteer Law Enforcement "information" which cannot be found anywhere else which can be compared and shared between Departments; the most extensive and inexpensive on duty insurance coverage available; and "deserved recognition" through publishing and through NRLO's awards program for outstanding service to Law Enforcement.  NRLO is always seeking new Membership benefits and services for it's Members.

NRLO Membership is $45 per Member per Year.  Group rates are available, and the Unit does not have to be 100% in order to qualify for the discount.  Contact NRLO for details on the group discount. Membership includes NRLO's Official Membership Card showing Member number and renewal date; insurance certificate,  Awards and Citations which recognize "Valor" and other outstanding community achievements such as "Outstanding Service," "Length of Service," etc.  When a Unit joins NRLO, a Membership certificate is issued; and a new certificate is awarded for each year of Membership thereafter.  These certificates are attractive and are suitable for framing.  (NRLO is also an Official Certifying Organization for "The Presidents Volunteer Service Award.")  

Membership includes organizational assistance to aid city and county Law Enforcement agencies in upgrading existing Reserve Divisions and provides assistance to Departments wishing to organize a new Reserve Unit.  Get the latest legislation information and state training information through published articles in the "Reserve Law OFFICER" and also from links on NRLO's Training Authorities pages.

Click here for Membership Form  

 Individual NRLO Membership
$45* Annually
(Serving Reserve/Auxiliary/Support Officers for over 24 years)
Full-time Law Enforcement Officers are also eligible for NRLO's Membership benefits.
*Group Rates Available (Groups do not have to join 100% to qualify for a discount)
Contact NRLO for more information on the group discount.
NEW - Check Out New Benefits Added - $50,000.00 Paralysis/Coma; AD&D Seat Belt Benefits;
and Coverage while traveling "directly" to and from assignments.
NRLO is working on adding more Benefits.

Underwritten by
Hartford Life and Accident Insurance Company *

SEE BELOW FOR MORE DETAILS
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Paralysis and Coma Benefit and AD&D Seatbelt Benefit effective April 1, 2007
All other coverages effective April 1, 2006
 
NRLO's Membership On-Duty Insurance Benefits include:

• $50,000.00 should a Member's injury result in paralysis and/or coma
• $30,000.00 excess Accident Medical and Dental 
• $20,000.00 Accidental Death
• $20,000.00 (up to Principal Sum) Dismemberment Payments
• Seat Belt Benefit: Added 10% of AD&D Principal Sum
• $200.00 weekly Medical Disability (up to 13 weeks)

Underwritten by
Hartford Life and Accident Insurance Company *

 SEE BELOW FOR DETAILS 
Get the "On-Duty" insurance coverage for "pennies" a day!
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 Click here for Membership Form 

INSURANCE
ALL INSURANCE BENEFITS UNDERWRITTEN BY
HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY *

NRLO Membership of $45 per member per year includes "in-line-of-duty" insurance coverages which are available to those individuals who are associated with a bonifide Law Enforcement Department  (paid or unpaid). NRLO has recently added new benefits, plus NRLO is seeking additional benefits.  (Discount rates are available for groups - groups do not have to be a 100% participating Unit in order to qualify)  Contact NRLO for more information on the group discount.

NEW - On-Duty Members are Covered While Traveling "Directly" to and from Their Assignments (to and from his or her home or lodging place).  NEW - Membership provides Paralysis and Coma Benefit of $50,000.00 if a Member's injury results in paralysis or coma within 180 days after the date of the accident.  Excess Accident Medical and Dental Insurance (up to $30,000.00 per incident) is paid if you are injured while performing Law Enforcement functions. Excess Medical includes required medical or surgical treatment, including hospitalization, X-ray examinations, the service of a licensed Doctor or of nurses, and use of ambulatory services. Dental work is excluded on natural teeth when the work is not necessary for the repair or relief of injury.  If the Member has no other medical coverage, Excess Accident Medical becomes primary accident medical.  Accidental Death Payment of $20,000.00 is paid if a Member is killed in-the-line-of-duty. Accidental Dismemberment Benefit is paid up to $20,000.00. NEW - Seat Belt Benefit is included under AD&D if a Member's injury results in a covered loss under the Accidental Death and Dismemberment Benefit equal to 10% of the Principal Sum while a passenger riding in or the operator of an automobile.  Medical Disability coverage ($200.00 weekly up to 13 weeks) is paid to NRLO Members who realize a loss of income due to an in-line-of-duty injury. Medical Disability pays in addition to any other coverages held including Worker's Compensation.

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 *   The Hartford is The Hartford Financial Services Group, Inc. and Its subsidiaries, including issuing companies Hartford Life Insurance Company and Hartford Life and Accident Insurance Company.  Policies sold in New York are underwritten by Hartford Life Insurance Company.  Home Office of both companies is Simsbury, CT.  All benefits are subject to the terms and conditions of the policy.  Policies underwritten by the issuing companies listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued.  This brochure/presentation explains the general purpose of the insurance described, but in no way changes or affects the policy as actually issued.  In the event of a discrepancy between this brochure and the policy, the terms of the policy apply.  Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy as issued to the policyholder.  Benefits are subject to state availability.

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NRLO's Web Site
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NRLO receives the latest information submitted by Members and by other sources in the shortest time possible.  The site is updated regularly.  NRLO's site provides a vehicle for networking information between thousands of Reserve/Auxiliary Officers across the nation.  It keeps Members abreast of new training techniques, seminars, and innovative operation and administration procedures.  It provides pertinent news and information originating from fellow Reserve Members in other states.  Visit NRLO's eTraining pages which provides "Basic Training for Reserve Law Officers" (Hosted by NRLO Director of Training, Captain Chuck Mantkus) and much more. Visit the "Guest Editors/Trainers" page to see "who's who" in Reserve Law Enforcement.   Post messages on NRLO's SOS Bulletin Board and Message Center.  

NRLO's Membership spans from coast to coast and from border to border; and NRLO Members are the many "eyes and ears" of the "Reserve Law OFFICER," which is being produced on this site in the Publishing pages.  Check to see if your Reserve Unit/Division has been profiled on this site.  If not, submit information including photographs, if possible, to NRLO Publishing, P.O. Box 6505, San Antonio, Texas 78209 or e-mail NRLO (nrloa01@earthlink.net) with the information.

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$45 Individual Annual Membership. 
Group Rates Available.
Contact NRLO for more information on Group Rates.

NATIONAL RESERVE LAW OFFICERS ASSOCIATION
P.O. BOX 6505  SAN ANTONIO, TEXAS 78209
(210) 805-8917
nrloa01@earthlink.net